PART 1 - What are the common insurance scams that you need to be careful of?

The insurance industry is one of the largest industries in the country. This comes as no surprise, since the insurance industry comes with over a trillion dollars’ worth of premiums. However, this also becomes the biggest reason why a few people prefer earning easy and quick money through deceptive means. Unfortunately, they also do so by using a bait of the premise of financial security for the unsuspecting victims. If you fear that you have been scammed, get in touch with a private investigations company in Texas to investigate the matter. They have the resources, experience and expertise to handle insurance related scams.

But, your first emphasis needs to be on staying smart to avoid getting scammed. Being careful while selecting an insurance policy is something to always keep in mind no matter who you are. Although, almost all of the insurance agents are true to their role and honest when it comes to their business, one should still watch out for particular signs that could tell them, that they might be falling into a trap of becoming a victim to insurance fraud. 

As successful private investigators Texas, we have compiled signs for you that might tell you that you need to look for another insurance agent -

1. Fake Insurance

When we took a look at insurance fraud cases, we found that most of them involve unwary victims paying a premium for a great insurance policy according to them, but later they fail to file a claim as that policy doesn’t even exist to begin with. The agents try to allure your interest by making exaggerated claims about the company’s reputation. They will sometimes present unauthentic certificates and documents to convince the people.

2. Embezzlement or Premium Theft

Even when you purchase a legitimate insurance policy, it is possible for you to become a victim to an insurance scam. In case of a premium theft, an agent takes the money that was paid for your insurance premium rather transferring it towards your policy. You can spot this if you pay attention to your payment records. If they show that you’re not paying as much as was originally shelled out, then there’s a big possibility that most of your cash was taken away by the agent.

Apart from these two common scams, we have more coming along in the next blog. Stay tuned. For any kind of investigative services in Dallas, Houston, Fort Worth or East Texas, get in touch with Investigative Resources of Texas.  They offer range of services like child abuse investigation, surveillance investigation and more in Texas, call 214-662-1006.

What You Need To Know About Insurance Fraud Investigations?

We are one of the best insurance and financial fraud investigators Dallas. An insurance fraud can take many forms these days. It is not just restricted to bad consumers who hurt a huge insurance company. Insurance fraud might include organized crime rings crashing cars and lost paperwork or falsely denied payouts by insurance companies.  To top it off, it can also simply include someone overestimating the value of his asset and lastly contractors over-billing. Making the whole system more costly and increasing premiums for consumers is the aim behind an insurance fraud. This is where skilled insurance and financial fraud investigators Dallas come in.

Following are a few things that you should know about insurance fraud investigation. These involve the methods applied, trends studied and tactics used.

1. Insurance Fraud is more common than you think

The very first thing that you need to clear in your head that it is a more common act than you thought. Your mind thinks of it as an uncommon problem because it thinks of all insurance frauds as “hard” ones. A hard insurance fraud is crashing a car or burning down a building on-purpose. This is because the very source of the claim is a manufactured one. However, when we talk about soft insurance fraud, it is much more common. This is due to the reason that it consists of an act of inflating the value of a legitimate claim. A fraud of this kind takes up a major amount of time of an insurance fraud investigator.

2. Data analysis can help but it will not prove the fraud

Another thing to keep in mind is that data analysis through computer forensics and data recovery East Texas will flag cases, but would not prove fraud. The job of flagging potential fraudulent claims becomes easier with machine learning and statistical analysis when it comes to general, medical, and automotive insurers. However, the process of really investigating an insurance fraud has to come under specialized professionals such as private investigators. There are a variety of computer forensic tactics that might be employed by an insurance investigator at the time of a potentially fraudulent claim. From advanced web research to old school stakeouts, the private investigators can use anything to gather evidence in order to bring a legal action against a claimant or to justify denying a claim.

We have lots more on the subject to share with you. To increase your knowledge on the same, hop on to our next blog.  As a private investigative firm, we also deal with computer forensics and data recovery East Texas.

Private Investigators and Court Cases - Part 2

As your trusted private investigators in Dallas Texas, we would like to tell you about situations where you may require a private investigator. In the previous blog, we mentioned how an investigator can be helpful to you when it comes to a court cases. We also told you that it highly depends on the type of case that you are dealing with.

 

                                             

When it comes to child custody cases, an investigator helps you testify on whether the children appear to be healthy and safe, are they attending doctor’s appointments and school as ordered, do they recognize set routines, and is it verified that those people who shouldn’t be allowed to be around are not around. Though it is a time consuming process, the time required would be established before and during the investigation so that every spent penny of yours is worth.

On the other hand, in a criminal case, a contract is signed and the investigator establishes an operational plan. Moreover, discovery from the client's attorney is requested and evidence is collected to prove guilt or innocence by closely working with the attorney. A good private investigator in Dallas Texas, would be very well-versed in Texas and federal law. This is why you should always go for an investigator who is experienced and renowned for his work like ‘Investigative resources of Texas’.

After receiving discovery from the attorney, the researching process starts from the beginning, well before the charge was even made. The evidence is examined, policy is reviewed and if any violations of the client's civil rights have occurred then they are reviewed too.  A review is also done to verify if there are more witnesses or evidence. Private investigators in Dallas Texas, would question whether the evidence shows another possible story that could be helpful. The evidence can be overwhelming and it may be found that the client did, in fact, commit the crime. However, the investigators may find something helpful for getting a lesser plea deal.  Being the client you always know whether you committed the crimes that you are being accused of or not. Being honest and transparent with your private investigator in Dallas Texas is the best way to let them help you. Being honest with them is what would allow them to help you get the best possible outcome.

Can a Private Investigator Help my Court Case?

As private investigators in Dallas Texas, we have observed people asking us many times whether we can help them with their court case. Well, good for them, the answer is a big ‘yes’.

The right private investigator in Dallas Texas can be a big help for your court case. There are multiple ways in which a private investigator can help you out in the court. The very first and major thing to be noted here is that private investigators are accounted as expert witnesses. Provided that you are hiring the right investigative firm, you would always have a very powerful and strong tool when it comes to testifying on your behalf and providing reports etc.
When we talk about civil cases like infidelity or child custody, a private investigator in Dallas Texas would always start by discussing the client’s concerns. Next thing to do is to gather as much information as possible referring to the case. Further, an investigator would write up a contract, which both the client and SIG would have to sign. This contract would cover both the parties legally, in case something goes wrong. This is something that you should make sure of as a client. No matter what, get a contract from the hired private investigators in Dallas Texas. The next action by the investigator is designing of an operational plan, which helps them decide the most favorable locations to begin the investigation. A goo investigator would always scout the location first to have a good idea of the surroundings. The more the investigator conducts surveillance on the subject the more there are chances to find inappropriate behavior, or neglect/abuse. When this is going on, investigators document the whole thing.  This is done by using photographic and video and evidence. It also includes a written first-hand account in report form by the private investigator you have hired. If a crime is witnessed by the investigator, it is immediately reported to the authorities. This means reporting to police as well as Child Protective Services or CPS.   
An investigator can be helpful when it comes down to a court case in many other ways. All of this depends on the type of case that you are dealing with.  Therefore, in our next blog, we would be covering what kind of help you receive from an investigator in case of child custody cases and criminal cases. 

Private Investigators - How the Profession has Evolved

Private Investigators! The days with men dressed in trench coats and big hats covering half their faces, sneaking on the streets with cameras in their hands are long gone. Those were the days when private investigators in Dallas Texas had no choice but to gather information like this.

Most people hold a big misconception in their heart regarding private investigators today. They think that with access to the internet and almost everyone sharing their daily chores on social platforms, nothing is hidden anymore. They assume that even if it is hidden, they can dig it up with their stalking skills. However, this belief is completely wrong.

A private investigations company in Texas would always succeed to impress you with their skills. They would always give you something that you could not possibly find out on your own. Yes, they do not sneak around on the streets today, but the methods have only gone more efficient than before.

Here are a few reasons why private investigators in Dallas Texas are the cherry on top of the cake:

You can get caught, they can’t
Imagine stalking your roommate, or husband, or brother, or any other family member, on your laptop and being caught as they walk in on you. Not only are you risking your relationship with them, but also you are welcoming a heap of very embarrassing questions your way. If you hire one of the efficient private investigations company in Texas, their professional experience is never going to get them caught. Especially the chances of the person being investigated walking in on them are slim to none.

Superior electronic equipment
When it comes down to investigating a person, there are situations where you would require much more than sneaking skills or skills to stalk someone over the internet.  Private investigators have immense useful equipment that come in handy. These involve highly equipped binoculars, cameras and bugging devices etc. Even if the thought of buying these come to your mind, you should understand that it is difficult to use them as well.  

Apart from these two reasons, many more prove how private investigators are the cherry to the cake. So, rather than going out on your own, to investigate someone, hire a professional and sit back for the reliable and accurate results. It takes the stress away from you and gives you the assurance that nothing was missed out in the investigation. For private investigation services in Dallas, Fort Worth or Houston, get in touch with us at 214-662-1006 today.

Issues Faced During a Fraud Investigation

Only a private investigator can tell you the real issues he faces while investigations. As an insurance fraud investigator in Dallas ‘Investigative Resources of Texas’ understands this. We know how important it is to share these things with you as our customer. While providing you with affordable investigations in Dallas we face a number of problems. 

 

However, every case is different and comes up with different difficulties; a fraud investigation has its unique set.So, you need to make the choice of a private investigator quite carefully.

Have a look at the problems faced by investigators while investigating fraud cases:

• Jurisdiction

When fraud cases are being investigated, often departments come across a jurisdictional stumbling block. All over the country, police departments are trying to figure out the place of origin of the particular case. The living place of the victim and the place where the crime took place are also different many times. It is highly disappointing when departments shuffle the complaint from one place to another. They do this in order to avoid adding the crime to their reported statistics. This process of delay makes an investigator lose a lot of valuable time for investigation. It gives a chance to the criminal to slip away.

• Financial Institutions

These days it is very common for a store to be offering credit cards. This just adds up the number of potential victims. The identity thieves take the benefit of this situation. People have a habit to get an account opened and then forget all about it. This wastes a lot of time of the investigators trying to provide you with affordable investigations in Dallas. Investigators end up spending a lot of time in the process of identifying the card issuer’s identity. Another problem that financial institutions have been creating is a mass data breach. 

• Lack of Resources

A fraud investigation requires good contacts. People within the financial institutions help a lot. An investigator who participates in fraud organizations and conferences has the upper hand of “knowing” the right people who could help. This kind of professional networking helps the investigator in updating himself with the current fraud trends as well.  If an insurance fraud investigator in Dallas fails to maintain this social network, then he will not be able to go too far.

Above are only a few obstacles out of many. Therefore when you think of appointing a private investigator for a fraud investigation, make sure that he knows how to overcome all of such issues.

Investigating Infidelity

Private investigators in Dallas Texas would tell you the amount of emotional distress they have witnessed in their clients who suspected infidelity. Hence when it comes to the investigation of infidelity, the case is always too sensitive. An excellent private investigator in Dallas Texas would know how to handle the case with not only hi mind but hi heart as well.

If you have so much as a fleeting doubt that your partner is cheating on you, then make it a point to look into the matter rather than letting it hang. Why should you be so sceptic? Well, statistics have shown that 85% of the time the wives having a doubt were in fact correct. As for men, they have been correct about 50% of the times. This gives you a solid reason to inspect the matter.

There are multiple issues that are faced by couples doubting infidelity. As the best private investigator in Dallas Texas, IRT has experienced them all. Following are some of the many issues that they face:

1. For quite some time now, they have known

Even before any evidence is found, the partners have shared the fact that somewhere they already knew about it. All they needed was a solid proof to seal the matter. Services received by private investigators in Dallas Texas have always proved to be helpful.    

2. Regardless of the outcome, they look for peace

Many times the partners who suspect infidelity would rather have evidences, facts and answers instead of just wondering if their doubt is true or not. They feel that they would be at peace only after they know the truth even if the outcome is not a happy one. Hence to look for the answers they appoint private investigators.  They don’t go out by themselves to solve this mystery as tracking a spouse can be emotionally taxing, time-consuming, and simply difficult. 

3. The Affair was with an Inanimate Addiction

Often, the partner is "cheating", but not with another being. It could be is actually a gambling problem or even a secret drug addiction. A suspecting partner could find such types of discoveries less offensive as compared to a spouse cheating with another person, these are still secrets that a person wants to know and understand the reason behind it.

There are diverse types of infidelity cases. However, all of them could tell you one common thing. It is best to hire a private investigator in Dallas .